I'am a very busy woman, I work 8 hours a day and go to school. I may forget to mail my payment and it gets to Providian one day late. I get charged for everything.
One penny over the limit One hour late, even if I call it in, it has to be at a certain time to get credited.
It is so frustrating. Rigt now I have 2 charges against me and if it's too late to make a payment. If I don't do it on the internet now there will be 2 more charges.
If I make a payment now through the internet they will charge me $10.00 to do that.
They are taking all of my money.
They charge me $25.00 for chargeing a penny over, for being an hour late and other reasons.
Here is no grace period and they said I knew this when I signed the contract.
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