I was never sent a letter of denial but after 3 months I called them to see what was goingon and they saidyou were denied!
I ask them for a written explanation but never recieved one.
They did confirm verbally that it was denied because of recent inquires.
I explained that I own several resturants and franchises and they requires me to apply for credit! Electric, gas, phone, suppliers, visa acceptance, ect. This however has nothing todowith my ability to re pay a debt. I have a 790 credit score that goes between 810 and 790 on the lower end.in other words Perfect credit! Wellover 2.5 million in lines in business and 2.1 in personal lines.
If they denied me I ask who is it that they serve as a customer. I believe I was denied because I pay my credit card bills off in full every month. If the response was you have toomuch outstanding credit I would not be as angry. Screw Capitol One, I went with Citibank whoby the way gave me 50K right away!!!
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