Many years ago, I had moved out of an apt building and the apartment complex reported it to the creditor. This was the first time I had heard about it. I had cleaned the apt and handed the key over, so I was thinking it was a mistake. Well, I called the creditor and they told me the the person at the bottom of the list whom I was to contact, never did exist.
The letter stated that I had PROMISED the collection co I would pay and that I broke my PROMISE (keeping in mind this was the first notice I had gotten from them) I actually spoke to a real person, at least I think they were real. After yelling at me and calling me a loser and a liar, I had no choice but to disconnect the call I had with Mr Howard. I called back and talked to his secretary and she said she knew I had made no promise, and that they were computer generated, then she had the nerve to say "that is how we get people to call... It worked didnt it?" Reeeally makes me want pay it. How about you?
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