I can only say that I am glad to know that I am not going crazy. A few weeks ago I also received a bogus collection notice. I did not recognize the creditor or the disconnected phone number they had listed. Upon receipt of the second notice my husband decided to call Afni. He called me with two addresses, both of which belonged to my sister-in-law in 1999. They had all of my personal information, ss#, birthday, current address. I could not remember ever having the number, nor could my sister-in-law. We decided to research the collection agency and came up with most of the same information as many other people. We were shocked that so many others had the same situation. Our "balance" is $270.00. It seems that most of the balances that are due are less than $500.00. Most of the people have worked hard at repairing credit in the first place. Just enough of a balance for someone to payout to get rid of it, and just enough to not make it worth the effort to seek an attorney. I am in the process of going through the correct channels to fix this problem. It is important to contact local law enforcement as well as the Federal Trade Commission, Afni, and the creditor to establish record.
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