Watch out for House Protection Team (HPG). This type of person only con artists. They persuaded me into thinking these were likely to reduce my mortgage transaction by doing a forensic review on my mortgage loan. There site disclaimer plainly claims that they're not really a mortgage loan modification organization, nevertheless when I contacted together they assured me they might decrease my mortgage transaction. Seem like a change in my experience! They'd me complete and signal a software providing them with the expert to obtain my unique mortgage files in the bank. There is no in advance price. I didn’t need to spend something before forensic review was finished. HPG explained, while doing their analysis, when they were to locate any difference within the unique mortgage files, they'd get into intense discussions with my bank. Virtually making lenders palm into reducing the theory balance owed on my house as to the the present market-value is nowadays as well as reducing the rate of interest on my mortgage, producing a 10 to 30% decrease in my payment per month.
Well that sounded excellent in my experience, since I had been subsequently but still am present on my mortgage funds. I don’t be eligible for financing change since I'm ready to create my funds. There are several mortgage loan modification businesses available who've their customers deliberately restrain funds so they may display a the mortgage loan modification applications. HPG areas their plan to property owners that don’t wish to damage their credit. HPG explained because of the scam determined from the expert my situation could be handle in within 3 months.
HPG did contact my bank seeking details about my mortgage. I understand this since my bank approached me asking why HPG was seeking my own info. HPG directed me to not examine something using the bank since their Attorney’s were managing my situation which something I consult with the lending company might problem the discussions and my probable suit. At that time, I felt cozy and assured that HPG was the best organization taking care of me. Later I'd regret my choice
Soon after my connection with the lending company I'd obtained a contact from HPG congratulating me on qualifying due to their House Maintenance Plan. This is actually the notice:
Congratulations! House Protection Team has examined and approved your software like a prospect for that House Maintenance Plan. Your organization seems you've a powerful event, and we'd be recognized to work well with you in fixing your mortgage scenario.
To ensure that us to go expeditiously forward together with your document, please seek advice from your Processor or myself to ensure your cost for that Service-Fee is created entirely. At the moment, only bank-released cashier’s inspections or bank-released money orders are approved plus they ought to be shipped to
ATTN: HPG Sales Division
20955 Pathfinder Road Package 200-22
Diamond Bar, California 91765.
Www.my-hpg.com/
The moment your cost is obtained, we shall instantly start our legal procedure for you and maintain you advised of the standing of our steps.
As Your Own Personal Secretary, I'll be your point-of contact working with your Processor to steer you through our procedure. Please forward all authorized paper-work and/or sees from your own bank (s) the moment you obtain them for your Processor and if you ask me ASAP. You will find authorized methods that people must-follow in a cautious method; consequently, it's important that people have present info to be able to behave appropriately as well as in a timely fashion.
When you have any concerns, please let me understand. We anticipate helping you.
Thanks.
Truly,
January Vincent Bacon
HPG Private Secretary
After I talked with my HPG consultant, he explained they had discovered a lot of differences in my own mortgage files. They thought they might quickly discuss using the bank since the under-writer had defrauded me. The e-mail additionally mentioned that to ensure that them to-go any more on my account they'd require a cashier’s look for $3750.00. After getting what I believed was excellent information, I delivered them the cash.
A few weeks had handed and that I hadn't noticed something concerning a decrease or any contact from HPG, I named their workplace to discover how factor were continuing. I had been guaranteed that anything was heading as prepared which I ought to be viewing effects soon. Two more weeks had handed without any benefits. I named them-and was delivered to voice-mail. I left them a note. No reply. I called many more times. However no reaction. I came across their site and did a live-chat with among their providers. He set me in touch with my HPG consultant, a Mrs. Castile. I sent her a contact. She did react by calling me.
After I talked with Mrs. Castile, she advised me they had transformed the structure of this program which an investor could be calling my bank to purchase my mortgage in a decrease price which my funds might no further be produced towards the bank but rather towards the buyer. A red flag quickly went up. I advised her that I never decided to that which this isn't this program your organization had offered in my experience or did I actually accept something apart from the forensic review and also the settlement using the bank. After reading that HPG alter its structure, I informed her that I needed all procedures to prevent which I needed an instantaneous reimbursement of $3750.00 because of the breech of providers they did not supply.
I approached my bank and advised them-not to go over or discuss my mortgage with HPG or any events. Our info is fortunately being guarded by my bank. I also requested my bank when they had the obtained any more questions in the HPG team given that they first had contact seeking my data. Luckily, the solution was no. Our bank guaranteed me that without my written demand on the paper-work. They don't under any conditions launch info to some 3rd party. HPG understood that my lender had never provided them my mortgage info.
I've repeatedly required my money-back with no reaction. They wont return my telephone calls or emails. It seems like another ponzi scheme. Don’t be fooled by these con artist. If anybody available is considering utilizing House Security Team (HPG). DON’T GET IT DONE
When there is anybody available that has been offended by House Security Team (HPG). Document a problem using the California Attorney Generals office and also the Area Attorney’s workplace in Stone Bar, California. Feel free to contact me. We have to contact a lawyer that's prepared to document a-class action suit on these criminals.
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