Bank of America keeps my mortgage. I asked concerning the mortgage-modification plan on Lender of America's site in October. I noticed nothing till January after I obtained a FedEx offer seeking info. It offered me-only a couple of days to deliver the info back, and since I have did not possess the time for you to gather the information, I didn't persue it any more. Fourteen days later I obtained another bundle like the first one requesting info. This time around I gathered the info and FedEx'd it back again to Lender of America. I noticed nothing for that next 6 months. Meanwhile, I extended to obtain FedEx deals from Lender of America requesting exactly the same info I already sent them. Subsequently, my spouse gets a phone from Lender of America asking if we're likely to follow the Mortgage Modification Procedure. He advised him no given that they clearly have no idea the things they are doing. Lastly, in May, I discover that not just am I in an effort interval for that Mortgage-Modification System (and have been since Feb), they'd me as overdue because the test time quantity was significantly more than my regular mortgage transaction. I named Bank of America and informed them that my partner talked with somebody and informed them we weren't moving forward using the procedure, particularly when they held giving us exactly the same request info that people previously delivered them in January. I had been advised I had a need to deliver a notice opting-out of this program. Once I did so that, anything could be set. I delivered the notice on April 30. I named Bank of America on May 4 plus they established delivery of the notice and explained I'd be taken off this program within 10-15 morning.By today (June 24), I'm still within the plan. I've actually eliminated as far as togo into among their regional divisions with an real person who I will view help me. Actually these bad workers be seemingly getting nowhere using the Mortgage-Modification Division. I'm scared that my ideal credit rating is destroyed as a result of this chaos. Our next thing would be to document a using the Illinois Attorney General regarding this. I'll never, actually conduct business again with Lender of America when this disaster has ended. I want I never found out about the Mortgage Modification System.
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