Our next criticism about Bank of America. I'm in the expert with my mortgage loan modification. I've been informed by every company and attorney that I'm an excellent prospect to get a mortgage loan modification. I had been informed the whole period by W Of The that while I'm within an mortgage loan modification when I get into foreclosure that the purchase day could be delayed. Although performing the change which were only available in February plus they have now been pulling their toes. Nicely in Sept they set me in foreclosure and wouldn't consider my funds after which in late-November established a purchase day. I've named often plus they wont delay it till 14 days prior to the purchase day and there's not quarantee when they may delay it whatsoever. The most recent info is I'll most likely not obtain the change because of there being an excessive amount of collateral in the home. You supposely cannot have significantly more than 20% inquity in your house Why was that not informed in my experience in Feb when this all began. I really could have requested a Harp (gov refinance) plan while my credit wasn't that poor. Today my only option would be to seek bankruptcy relief and so I do not lose my house. While this all began I had been just 14 days behind in my own funds and really should have waited until I acquired an additional salary then to accept their forebearance and mortgage loan modification. Not just to they contact daily with selection calls, all of the period after I keep in touch with them-they are rude and hang-up you. I keep in touch with attorneys plus they are prepared to assist me and need my company until they learn how much collateral is in the home.
0 comments