I have read each and every one of your comments and I concur. My loan was originally with B of A and my loan was sold to Green Tree Servicing. I had an agreement with B of A to have my delinquent taxes escrowed into my mortgage over a 5 year period. Despite the fact, that B of A contacted Green Tree on my behalf on 3-way, they refused to honor that agreement and increased my mortage $1100 for the month of October. After reading your all's complaints, I was compelled to do a little more research. I implor you all to please report them to the Federal Trade Commission and file a complaint. Without having a track record, the governement cannot stop their unfair harrassment. Here is the contact information: 1-877-382-4357 or 1-877-FTC-HELP. It only takes 5 minutes to make this phone call! Without a track record, nothing will happen. If you have an FHA loan, you can call the FHA Resource Center at 1-800-225-5342. It will also recommended that you contact your Attorney General, 1-888-743-0023- the attorney general will let you know if the bank is violating state law. Here is another website offers free legal assistane, http://www.preventloanscams.org/, as I get more information I will continue to update my blog.