Like other "Dental Insurance" companies Humana One fraudulent represents their PPLus plan as covering routine exams twice per year at no extra cost provided by their participating dental provider which is lie. The provider will accept Human one payment and then bill extra as Human one doesn't pay what the dentist practitioner charges.
Also, Human One PPlus plan proclaims by suing a Plan Provider, one gets a discount on dental restorations. Not true. The provider is allowed to charge whatever he/she chooses and did in my case. No discount pricing rendered; I paid full retail for crown and filling procedures in charged excess of $2,000. With pricing afforded to me as if I had no insurqnce carrier at all. Thus, Humana One lies about what you get for enrolling in their PPlus plan.
When one computes out of pocket total cost of services received plus premium of $200 per year. You paid more than you would have without insurance.
I keep reviewing dental insurance plans and have yet to find one that delivers as advertised. Human One can "proudly proclaim" we're as good as our competitors." What a country! Dental insurance is based on a used car business model... For every customer lost, five unsuspecting ones show up. So why not keep it going?
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