I got a bill from them and I haven't used my credit card in a couple of years and they initially charged me something like 59.00 for and anuall fee. So I call them and explained this to them and asked them to cancel the card because I didn't feel that it was right to have to pay for something that I didn't use. The man I talked to said that it didn't matter if I did cancel it I would still owe the 59.00, that amount is now at 179.00 with late fees and intrest. I don't think it fair that I should have to pay this when I don't have the card.
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