I was proceeding in a divorce and did a balance transfer to eliminate our joint credit cards. I recieved a letter containing a pre-approved credit card, at a 0% introductry rate.
When I recieved the card I immediately cut it up so there would be no futher charges on this card. Since then there has been two late charges because they missed a month in my billing, two different times. They also charged my card with bills I didn't make, since I didn't have the card anymore.
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