I checked my savings account to find that a company called USA Credit tried to debit my account for $149.95. I didn't have the funds available so I was charged an overdraft fee by my credit union. I NEVER applied to have an account with them and NEVER authorized any type of charge. Their website with the terms and conditions is impossible to access and they are not available after 3pm, my time, to talk to a representative. Now I have to close my account that I have had with my credit union and hope they refund the fee.
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