I was turned over to Elan for collections on an account that was paid off. I thought I had closed and canceled it, because this is not the first time this credit card failed to send a statement and turned it over to Elan Collections. After the second time, I thought I had closed this account and long since destroyed the credit card from Visa or MC.
I have no debt and have never paid any credit card interest in my life until a second credit card did the same thing this month. Both cards have been destroyed, so I hopefully will not have to deal with either bank again.
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