I received a letter on January 14, 2026, stating that they were lowering my credit limit from $1,200 to $500. This is what they stated as the reason: too many inquiries, monthly obligations that are too high and, get this, they pulled my credit report on 12/24/2025 and said my score was 512. I was ...
I received a letter from Elan Financial Services. The letter said that I owe $129.00, with a past due amount of $40, on an account ending in 8917. It also said to mail payments to PO Box 790408, St. Louis, MO 63179-0408, and to call 1-877-838-4347 if I have difficulty making payments. This letter ...
I tried to report a lost credit card. The agent, Will Fifield, was obnoxious and hung up on me. I called back, and he continued the insulting remarks. When I told him I would be reporting him, he told me I couldn't do anything because he works for a 3rd party. ...
I am writing this report because apparently I am not the only one this has happened to, and another person had a similar thing happen with this company. I do not know if this was an attempt to gain my personal information or what, but I received a letter from Elan Financial Services saying that I ...
We have had a couple of business credit card accounts through Elan, as that is what our bank uses. From the start they have been very difficult to work with. The web-based interface is misleading and very different from what other credit card companies use. The other thing is that they operate on a ...
Out of the clear blue sky, I received a letter from Elan Financial Company, PO Box 108, St. Louis, Mo., indicating that I owe them $1,016.91 on their credit card and that the account is past due and I should pay them $85 immediately. I have never heard of Elan Financial Company, nor have I ever ...