Pay off balance by "promotional deadline", pay no interest or finance charges. If you don't, however, get charged 25% of remaining balance and get charged for it retroactively!!! Yippee for a loan sharks. I never would have used this credit provider had I known how much I would be paying for it later... I have been on time and paid minimums if not more every month. Who cares? Just me, I was told 25% "was the lowest APR offered by CareCredit" when I called to discuss this.
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