I paid the fees and accepted a card from this bank and it has been hell ever since I did. I got this huge bill with all kinds of pre-charges, fees, and issuing charges charged to the card so I had to pay for money I never used. Then I paid the balance off in 1 and sent them a MoneyGram payment.
The next month I got another huge bill as if I had never paid them anything. I had late fees, overlimit fees, and finance charges for what should have been a 0 balance. The bill did not reflect my payment at all and I refused to pay them until they gave me my credit for the payment. Since they continued to add late fees, overlimit charges, and finance charges on a balance that was long paid off. These people mislead you and play on those who are eager to hold a major credit card and trying to re-establish or establish their credit.
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