I received a letter that looked like a certificate with a green background. It said that I could not be turned down if I sent in a payment of either $45.00 or $49.00 for rush delivery. I was to have a credit limit of up to $5000.00 and no interest for one year. As soon as I received the card I would be able to begin making purchases.
This was very important to me since I am a student with a brand new apartment and a baby on the way and I have only a couch and a bed. After I realized that my check had cleared the bank. I began looking for my card in the mail, since I sent $49.00 for rush delivery after a couple of days I decided to look on the internet for a number to their office to find out the status of my card. I found the website for them. However the deal they were offering said it was a card that could only be used for purchases through their online store and that $49.00 was their annual fee for the card and although there was no "downpayment" required on your purchases you did have to send 35% plus shipping and handling.
Well suffice it to say, I did not want that card or that deal. So in my attempts to find out more, I come across this website that spoke of being ripped off and the company had the same name as the credit card company. I read some of them and came across a lady who described exactly what I was told on my green certificate. I put two and two together.
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