I was considering chapter 13 bankrupcy, but didn't enough knowledge to make a good decision. I saw Haines & Kriegers commercial on TV and thought I would take advantage of their free initial counseling. I made an appointment on line and it was confirmed by a phone call.
I showed up for my appointment and was told I didn't have an appointment, but if I waited, they would see me.in I about 20 minutes I went in to see Mr. Krieger. He sat there poker faced like I was interupting something important he had to do. I couldn't say much, but was pointed toward Chapter 13 bankruptcy. According to what he said, it looked like that was the way for me. He dismissed me and a legal assistant came in to take my information.
I thought if Chapter 13 is the way for me, I would go ahead and give a retainer fee down payment, and get the ball rolling.
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