Your original creditor: Imagine Mastercard... Dear Michael... We are bringing to your attention the fact that the above referenced account has a outstanding balance of 528.00.. At this time we hereby offer you an opportunity to negotiate a reasonable settlement for less than the outstanding balance payment plans will also be considered in connection with our offer. I called them told them I would settle for over 200 less than the balance they had listed they 1st said ok, then someone talked to someone who said no had a pay all at once. I then started asking questions are you licensed in my state of Alabama, the supervisor I talked to said hold on. When she finally came back to the phone she advised I see a bunch of license on the wall with numbers but did not see one for Alabama, they also said that they practice in every state except 2 could not tell which 2...
All this was on June 8th, on June 9th I called the Federal Trade Commission who advised that this company has had a lot of complaints against them, when I called jefferson capital systems llc back, I was put on hold for 10min, one manager said that they do not have to hold a license for the state of Alabama this subject got mad when I told them there were complaints from the ftc on them, phone line was hung up
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