Bank of America has made so much money off of us. Their on line banking is so confusing. They post charges and then the charges disappear. They repost the charges several times. It's impossible to keep track of. I am closing my BOA checking count this week.
My most recent scam was I had about $32.00 in my account. Three charges went in that day. First charge Dunkin Donuts coffee for like $6.00, Second RedBOx movie charge for about $5.00 and then a Pizza charge for about 24.00. NOw first when we looked at the account before we left the house we had about 92.00 in there. HOwever, the next day we were negative! With 3 $35.00 charges. The most maddening thing is that they took the $24.00 charge first so I ended up paying $35.00 fr a $6.00 coffee and a $5.00 redbos movie, for a total of $105.00! Frustrating.
I went to the office and the woman was so mean and humilating. She talk to me with such disrespect. I went home and felt so humilating, I just cried. I asked her if she could take the smaller charges first, then we would only have to pay 1 $35.00 charge. She said that wasn't their policy. I dont know about everyone else but we live paycheck to paycheck and every dollar goes somewhere.
To make things worse, this threw our account off more (like a domino effect) and the next weeks paycheck, after bills went out came up. 06cents short. So my husband ran down and put a check in for $250.00 15 minutes later. We print our online banking account out every day so we know our running balance at all times. But they keep changing it. What is the point of online banking if they cant keep their ledger straight? With my husband and I both using debit cards its impossible to keep a ledger going at home and we rely on BOA online banking.
We counted on BOA for their online banking. That was their ploy to get us to sign up with them and open an account. I tried to open a savings account with them for over draft protection, they denied me. Who denies someone for a savings account? So anyway, I dont know what happened but they backtracked on their dates... A couple days later the -. 06 date changed and our deposit date changed as well. Strange huh?
Well, they charged us $35.00 for being. 06cents negative. Wow, if they are doing this to everyone no wonder the economy is in such a bad place. The banks are ripping off America and getting away with it! I dont think they should be able to charge $35.00 for being. 06 cents short. Prostituton, loan sharking and gambling are illegal but this is legal??? ANd there isnt a damn thing we can do about it. And whats worse is you try to talk to them and they treat you like scum.
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