I was summoned by these a*holes sept. 08, and like many others I ignored it, the SOL was expired according to KY laws (5 yrs) the alleged debt was 9 yrs old. The debt was incurred by fraud (ex-husband) so i blew it off, thought oh well. Then... Came the garnishment of the checking account, that really pissed me off, so I filed and challenged the garnishment, and went to court.
Knowing the court system here where i live, very lax in thier judgements, I go stand before the judge all the while the weiner standing to my right represents, the law firm, who represents asset acceptance. The judge says you may discuss this between yourselves and then I'll rule. I'm thinking imma ring this little pricks neck.
I calmly walk into the jury room with the weiner in tail, and i tell the little brat, my account is exempt... And toss unemployment stubs into his nose, and he sadly frowned. (note): luckily i had been on unemployment this past year) but... Had been working the past six mo., I knew what was coming. He looks at the check stubs and says we'll have to have deposit records for the account for past six mo. S. I said not unless you show me a badge and IRS ID cards. He proceeded to whine, i said i have proof the funds can't be touched... I don't wanna hear your crap, I wanna talk to the judge.
He goes into the judges chambers and says we can't come to an agreement, and i said he has no proof i owe it! Judge says well... Set aside garnishment for 20 days... And i said judge. Do you honestly think if i provided the info hes asking... They would return my funds? He thought and shook his head... And looked at the little punk with his little brief case... And said I'm Just gonna set aside the default judgement, and return her funds immediatley! I thought the weiner would swallow his tongue.
I thanked the judge wished him and the little snot a good day, and went home and proceeded to harrass Asset acceptance to no end, i call them at least 6 times a day. I'm still in the process of sending the "PROOF" or "discovery letters and of course the cease and desist because as we all know... They will come back for seconds if no other reason... Because i've pissed them off by harassing them everyday, and I won in court!
My advice to anyone who gets a summons - write the letter - go to court-
1: deny, deny, deny... Never admit you owe these a*holes anything
2: ask for proof (orig. Doc. Contract)
3: use the sol defense
4: don't be intimidated... Tell them to kiss your a*
Just because they wear suits, and your in a court room does not give them the right to rob us, thier crooks, and ought to be fined everday they operate. I have filed complaints with the FTC in MI, and KY and attorney generals office in both states, and a complaint to the KENTUCKY BAR ASSOCIATION against the law firm who tried the case (lloyd and mcdaniel) thier thieves too!
I've researched these fools if anyone has any questions or comments!
GoodLuck
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