I recieved a letter on May 08 stating that I am being sued from dell financial services for the amount of $4354.42. I had call the lawyer (Nudelman, Nudelman & Ziering) spoke with someone he had told me I have to make a payment of $242.45 every month on the 28th. They are not nice over the phone. They did not want to hear if you have financial problems or not. I had agree and to make the payment every month. On Oct I was late with payment and call them up and said (I sorry Iam late with the pmt) was only 15 days I had financial problems and I my child is sick in the hospital with chron disease. They will not accept the pmt for 242.45 now I have to pay 265.00. After that I received a letter in the mail Nov 19 now my due amount is 3130.83, I had paid them already 1477.25. After I made the pmt of 265.00. I recieved other letter on Nov 21 that a judgement was entered against me for 3301.86 plus costs of 138.04 totaling 3439.90 on november 14. I really don't know what to do now If i should file bankupcy or call a lawyer to help me with this matter. Can someone please help me with this matter. I just 1 person working with 4 people income and I don't make much. I make 1600 a month.
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