My wife has been theatenned with prosecution over some checks written to a local plumber in Iowa. The collection service, Checks by Encore, have been verbally abusive to my wife and are seeking the maximum allowable reimbursement for each check allowed by law. They claim to have a judge in Georgia that will fill out a warrant for her arrest on felony charges to be faxed to our county in Iowa for her arrest.
She is very upset and fearful and is considering staying out of state until this matter can be cleared up. While the action by Encore may be legal under the letter of the law, it appears to be heavy handed and extreme. I have been attempting to contact the company, but at the same time I am trying to find a way to pay the exhorbitant amount. We have no reserves to draw on and my next payday is the first of November.
Can this be good business? Does the local business understand who they are working with for their debt collection service?
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