Wow! I didn't think that people like this still existed since the collapse of the Soviet Union and the fall of the Nazi's 3rd Reich. These guys called and harrased me and my wife at home and work. They eventually decided to sue us in court. We were served with 30 days to respond, but by the time we actually got the papers from them, we had less than 2 weeks. A friend of ours is an attorney. He tried to negociate with them. Unfortunately they had other ideas. Yesterday they decided to "garnish" my bank account. The only problem is they didn't just take one or two hundred out every month; THEY TOOK EVERY PENNY out of out checking account and savings, with out so much as a phone call. Imagine my wife's suprise when her debit card wouldn't work for a $2 sandwich. Over $2,000 gone. So much for our mortgage payment this month.
In addition, we now have over $120 in NSF charges from the bank for items that bounced as a result; that's just from today! I called the bank to see if I could dispute or reverse the charges, but all their employees could do is give me the phone number for Fred Hannah's office, like that's going to do me any good now. When I asked about closing the account, the bank representative I couldn't until I had a zero balance, as opposed to a negitive one. Unfortunately, I can't even pay the NSF charges until Hannah takes the entire amount from me of over $18,000. CAN YOU SAY "SCREWED!" Now I find out that they are filing another law suit from a different creditor. Don't these people have anything better to do with their time. My guess is that once they find someone to go after, they probably look at their credit report and contact other creditors listed to see if they can represent them, that way they can get multiple settlements from each person that they decide to persecute. It looks like the only way out is to file bankruptsy. At this point I'd rather quit my job and file chapter 7, rather than put one more penny into this guy's pocket. I can only imagine what other people who have no attorney go through. There's no telling how many families this firm has made homeless and destitute through underhanded stunts and legal trickery. Shame, shame!!!
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