I recieved a letter today from Encore Worldwide Financial stating that I was involved in an incident that violated State Law. It goes on to state that they need my immediate attention and it is communication froma debt collector. It states that I was notified on January 28 about this matter. I never recieved any communication from anyone on this matter.
The letter does not state any information about the debt, like who it was written to, an account number or any fees. I did call the company to ask what this was all about. They told me it was a bounced check written to Gertrude Hawk Chocolates. I asked what was owed and how to take care of the matter. They stated that the money was due by this Wednesday and that I owed over $250. Oo when the check was only for $28.00. How in the world can they charge that much money for something so little? They told me that I had to send the money via Western Union and that they charge another fee for collecting the money there too.
I asked for some kind of proof of this debt, like a copy of the check, a phone number, an account number, something. I was told that they are not able to provide any information regarding this matter and that if I want the information I would have to wait to hear from the attorney involved in this case. I asked for the name of the attorney and they told me that I was not allowed to know who it was. I went on to tell them that if I can not see proof of this debt that I was not going to pay anything, especially a $250 fee.
They began to threaten me with the police, I stated that I would have to hire an attorney of my own to deal with this matter and that I was advised not to pay anything until then. They proceeded to threaten me with an arrest warrant. If anyone has heard of this company or had dealings with them, please advise me on what to do. This is the second collection scam I had recieved in the last months.
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