I baught a car from BILL PIER in lakecity, wa and they gave me insurance for a 30-60 days and after 30 days i got my own insurance my car payment was $400.00 to start with i been i faxed the proof of insurance to wellsfargo about 60 times these guys didn't update there system and that's not my fault. After 5 months they said i haven't been paying the full payment all this time. They were adding $280.00 for the past 5 months and late fees and some other charges all that added up to $3100 and $ 400.00 for that month payment and that was they said i had to pay and i told them that i'm going to sue them because this is wrong. Why do i have to pay for 2 insurance policy's and they told me they world work something out that i should call them in the morning. And the next morning i got up the had taken my car so i called wells fargo and this over smart MF answered the call and he said i the reason they took the car is because of the payment they said i was paying partial payment the whole time because they were adding on there own insurance. They wanted $3600.00 if i wanted the car back if not they will sell it to someone within 2 weeks. I told them i wasn't going to pay that because i don't owe that much he said i have to pay that they can't take just the $400 that was due for the payment of that month they wanted $3600 and i just said no. And the guy said and this is in his words (people like you don't make it easy to make some money) $3600 is nothing for them and It's 2 months of work and i have other bills. I don't owe them $3600. The payment for the car is only $400 and there adding there own insurance while i have my own. I dont' understand. Now i don't have a car they took my 5 months of payments and the down payment and gave me a bad credit rating and left me without a ca.
What can i do can i make them pay or give my car back because i been making the payment. I don't understand this second insurance and why do i need it. Show me a way to clean this up...
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