I am 57 and recently suffered amajor heart attack, my business went bankrupt and i entered my resume on a major employment site. I recieved a reply from a out of the country firm that wanted my services on a weekly basis and willing to pay $1000 a week. I was suspicious but needed income badly the company sent me a check made out to me from a corporation.
I called the bank the check was written and they verified that it was a valid account but would not verify that the funds were available for the amount of the check $6800.00. I was instructed to deposit the check and wait till finds cleared and then make payments to their suppkiers via western union. Then I really got suspicious. But being broke, sick and unemployed I was desperate for income so I deposited the check.
I waited 2 days I called the local branch, I called the 800 number and asked these specific questions
1) are the funds available ANSWER yes
2) have the funds been collected ANSWER yes
3) is there any way the check can come back to me or bounce? I was assured by both people there was no way the money was collected and available. I then went into the bank and asked the teller the exact same questions as above and her answer was YES.
So I withdrew the money and sent it to where instructed less my salary and western union fees. Now 9 days later my account is in the minus my personalchecks are bouncing and all the bank can say is the deposit was returned. ANYONE HELP? Do I have to pay this back? What are the legal ramifications to me? The money is gone I can't pay it back BANK OF AMERICA lied to me not once but 3 times now I am destitute
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