I have never in my life purchased anything from Fingehut but yet I received a bill from midland credit management saying I owe 668.02 I called the number on the bill and spoke to a person that gave me some information about the account.
The weird thing was they had my social security number, and contact information. When I asked them when these purchases were made, they told me between 200 amd 2004. The ship to information was to an address in the city where I lived at the time frame of the so called purchases but the actual address was never a location that I lived at.
I thought it was odd that I had never seen a bill from fingerhut this entire time and then out of the blue I get a bill form this midland credit management. Still a little unsure about the whole thing, I kept asking questions about the account. She told me that payments stopped coming in 2004. I really started to second guess myself and started to wonder if I really did order something and just don't remember but when she was naming off all of the items purchased, it was clear that I never bought this stuff.
The woman I spoke to told that if I feel this is a scam to contact the police. I did just that. The llocal police found the whole thing odd as well and told them they thought it was a scam to get a number from the internet and call fingerhut themselves, not the number on the bill. Before calling fingerhut, I did get a call from midland at home. The guy I spoke to was rather rude and basically told me that I had to handle my business and I knew I had purchased these various items and to pay what I owe.
I looked up fingerhut online and called the customer service number. I tried to talk to someone about this but she told me that they bought the name fingerhut 5 1/2 years ago and they are not fingerhut credit advantage. They had no number to provide for me, just a fax number and PO box.
Compucredit@cardservices
PO Box 7999
St. Cloud MN 56302
fax # 1-320-229-8583
The CSR told me that she gets calls like this all the time but they have no record of fingerhut credit advantage, she said it would be like me calling sears and asking them about my JC Penny account.
At this point, I don't know what to do, they call my home, they call my work, and they send me letters. I am at a standstill but am so concerned that I may have my checks actually garnished because of the threats I am getting. This also is on my credit report which does not make it any easier to attempt to do anything that would require a credit report.
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