I have had Landlords insurance for 25 years with the same company, American Family, with maybe one or two small claims. Now I have a tenant that severely vandalized my house and I discovered they recently changed all Landlord policys to $5,000 deductible!
My damages are over $20,000.00. Guess what their adjustor said? Total damage was $4,975.00 (what a coincidence, just short of the deductible) and he was "doing me a favor." So I get nothing.
They have ripped me off on my car insurance repeatedly, all the time pretending to be my friend. Never mentioning additional benefits that I am entitled to. This is the WORST COMPANY!!!
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