I was actually refused insurance by this company because I filed a $2700 claim with my current insurance company. My furnace caught fire and I risked injury putting it out to save my house and the insurance company thousands of dollars more. This is my reward. This company wants no part of anyone who actually files "claims" rather than paying for the damage themselves. Only looking for people who pay premiums. Why would one get insurance if they are punished for using it? This company is greedy and I would stay far, far away.
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