Homecomings Financial placed a Forced Placed Insurance Policy on my property when I already HAD Homeowner's Insurance. As a result of this outrageous charge ($897.11 PER MONTH!!!), my monthly mortgage payment came up short each month.
In September Homecomings placed my house in their foreclosure department. I've been dealing with them since then and have had NO success. I was able to get the foreclosure stopped once by making payments but when I've tried to get a detail of my payment history, it took months. When I submitted my reinstatement application, they declined it because they were still charging me $897.11 per month when they agreed that their Insurance policy was a mistake and was to be refunded!
The straw that broke the camel's back was I was told by one of Homecoming's loss/mitigation reps that the foreclosure had been stopped because I had a credit of $1,613 on my account and an additional $1,500 that they could not find but said was refunded to me but it was not. I told the rep I would wire in additional money but when I called him (at least 10 times) to get the wiring instructions, he never called me back. I then received a notice stating that Homecomings had sold my house and I'm now in the process of being evicted.
If someone could contact me immediately, I would greatly appreciate it. I've been told there is an eviction hearing on March 28th where I would like to appear to and appeal my case.
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