Changed jobs in my pay was cut in half. Homecomings was contacted in 2006 and early in 2007 by me and my wife, in an attempt to refinance and get lower mortgage payment. Thought it was worth a try, after all, I kept getting their monthly mailers stating that I could refinance and get a lower monthly payment... All I had to do was call! YEAH, RIGHT!!!
Homecomings refused to refinance our home... The first (and last) home my wife and I owned. They foreclosed, and the house sold at Sheriff's auction in Sept. 2007. Now, 5 months AFTER the house sold, Homecomings sends me a notice that they have obtained insurance on the property (since I cancelled insurance - DUH!). Not only did they insure a house that they sold 5 months ago, they are adding the $2,000.00 premium to the mortgage cost and they expect me to pay it. NOT! Plus, they insured it for forty-thousand dollars more than the mortgage was for! If the place would have burned, they would have instantly made a $40,000 profit!!!
This has destroyed our credit rating, and my dream of ever owning a home again. Renting is the way for me now. Thanks, Homecomings, for destroying my dreams and helping me to see how cruel life can be!!!
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