Complaint / Review
Midland Credit Management
Ripoff filing judgement after bankruptcy

Well, you all heard the horror stories of Midland Credit. Now here is mine.

I filed bankruptcy in Fed 2004. Now my husband and I are looking for a new place. Most people tell us just wait 24 months after bankruptcy to do so. So we waited. Just to get denials left and right. Reason being is that I have a JUDGEMENT AFTER BANKRUPTCY... Now how can this be? Well Midland filed a judgement against me on March.

YUP! 1 month after I filed bankruptcy and its showing my credit report. Now... Mind you, when I filed bankruptcy MIDLAND CREDIT MANAGMENT was the first creditor on my list. They were one of the main reasons for me filing.

So now i'm here trying to motion to vacate this judgement. With no help. Bankruptcy law states: the discharge prohibits any attempts to collect from the debtor a debt that has been discharged. For example a creditor is not permitted to contact a debtor by mail, phone, or otherwise, to file or continue a lawsuit, to attach wages ot other property, or to take any other action to collect a discharging debt from the debtor. A creditor who violates this order can be required to pay damages and attorney's fees to the debtor.

How do you like them apples.