On Nov. 09 my wife deposited $540.00 cash at a teller around 3:00pm in the afternoon. I already had $10.00 dollars in the account so the available balance became $550.00 and some change, it was a friday. I rented a car because my car broke down and i had to pick up my mother in law that was arriving on an international flight to miami. So I started spending, very carefully and watched and balanced my chck book, spent little by little the money, having only about $49 dollars left in the ccount i recieved a long awaited rebate check from my cell phone provider for $100.00. I deposited and believing that wachovia would be like anyother bank that would take into consideration any recent deposits i made a few grocery purchases, the next day, Nov. 14 at 9:00am i look on my online bank account to make sure that my check book is correctly balanced, i was negative and had three overdraft fees and counting. Wachovia held my money friday, saturday, sunday, monday, tuesday and wednesday despite that the $540 deposit was a cash deposit handed down to some girl behind a bullet proof glass. When i questioned them, they responded that on my reciept it said that funds would not be available until the 13 of november, i asked why, and they said that i made the deposit after 2:00pm and any deposits after that time would be accredited on the next business day.
Is it me or did they just screw me over. Why would they be so inconsiderate. As of today, nov 14 I have exactly $4.79 that i have found laying around in the house, Ive been without work for 2 weeks and the only money that i had for gas and food Wachovia is using it to buy toasters and keychains to attract new customers. If anyone can help please do so, they need to be stopped.
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