Yes, I am guilty of owing Capital One approximately $3000 on three accounts. I was keeping up with the payments (minimum), knowing that at that rate I'd be writing checks to Capital One until I died.
We've almost all heard the phrase "be careful what you wish for" and while I certainly did not wish to be dead, that phrase seems to fit. When I first began using Capital One, I was sick with Hepatitus C, but it was "under control". I then contracted Lyme Disease, that held on stubbornly until treated by a drug that required an IV in place 24/7 for 30 days.in the interest of brevity, which you can already see, I have no interest in, but let me try to be more to the point... Maybe a list would be better? 1) Treatment for Lyme rattles Hep C's cage. 2) Begin taking Interferon for Hep C and throw up 45 lbs, in 4 wks., also start having hallucinations. 3). Doctor says I must go on disability, which I fought doing for 2 years. 4) Child support issues continue. Now Capital One is buying our groceries.'Our' is my son and myself. 5) Always was so healthy, now, ever sicker and sicker. 6) In ten years I have been hospitalized 26 times and grown to despise myself for being such a 'failure'. 7) A new day, a new disease. Now on home oxygen which I* know means that I will most likely die soon. 8) Checked bank balance today - when disability payments are $841 for me and $481 for my son, it's hard not to watch ones money like a hawk. I thought that the negative balance of almost $3000 was a mistake, but actually, it was yep, Rubin and Rothman.
I had let them know after their "win by default" that I had not appeared in court due to just returning home after a month in the hospital. The person I spoke with could not, at that time access my file. Call back. I could barely remember anything, so of course, I forgot.
I have learned things though this experience that I have tried to pretend didn't exist, for years. Dorothy is not in Kansas, and Alice never returned from down the rabbit hole - they're most likely road kill on the way to hell. And that "Do unto others before they do unto you", well, I guess it's not just cynical thinking, as I always believed.
There is one belief that is very strong in me, and I will pretend, if I must, that it's valid until the... Never mind. Many of us share the only mantra that seems to make sense: WHAT GOES AROUND, COMES AROUND.
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