Rubin$Rothman first contacted me saying I was being sued by someonethey did not name for an amount I did not recognize. I dismissed it.
Next they claimed that the Queens County Clerk approved a judgement order against me in favor of Capital One. This document, while stamped, is not signed.
This week, I recieved a notice stating they are sending a subpoena against my account to Bank of America.
While I have two negative entries by Capital One on my credit report both were charged off and disputed and appear so on my report. There is no evidence that the debts were sold to anyone and niether amount was worth being sued over. However, Rubin&Rothman are listed as a company which ordered not one but several copies of my report.
I don't believe Capital One sued me and, while I originally thought Rubin&Rothman bought Capital One's debts and mine just happened to be in the package, this doesn't appear to be the case. Do they obtain copies of our credit reports and use them like money menus they can order from?
As for Bank of America? I've never had an account with them! What I've done to date is complain to the Queens County Court, placed a freeze on all of my credit report info, complained to the Better Business Bureau (they dismissed it) and wrote a cease letter to Rubin&Rothman.
I know you're suppsed to send the latter by certified mail but their last letter to me contained a folded business reply envelope as if to say they had no doubt I would send a check. I thought I'd be making a bolder statement by sending a photocopy of my letter in their own prepaid envelope.
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