It is unbelievable to me with all of America going broke the credit card companies are raising interest rates to astronomical amounts.
I have taken the time to contact each credit card company that I hold a card with and speak to them about lowering their rates to a reasonable rate.
All of them have said no.
In the last 6 months and beyond, I have been on time with all my payments.
I always pay a little more than the amount due and what do I get, an increase in interest.
It seems bizarre to me that I will have to default on my credit cards in order to have them lower the rate.
This makes no sense at all. I am making my payments and should be rewarded and not scolded for making my payments.
All I want is a reasonable rate so that I can pay them down and buy groceries too.
It's one or the other these days.
Groceries or the bills.
If I do not get some relief, I think it will work in my favor to default. Then maybe Capital one and all the rest will help me.
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