I received a letter today also about the 5000.00 guaranteed credit. However, it clearly states the following: "You may use your platinum card immediately upon receipt for all purchases from credit provider"Yes this could confuse some and I do not necessarily agree with what they are doing BUT it clearly states you can only use it to purchase from credit provider which is their merchandise. Therefore I did not send them any money and am throwing the letter away. There is a 30 day money back guarantee so you all should be able to get your money back if you follow the instructions given for returning the membership package and card. SelfHouston, Texas
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