I applied for a loan online, within the week I was contacted via email first stating that my application was up for processing and they needed some additional information.
The email came from the so called loan advisor by the name of "Kelly Tucker". I noticed that the same email had been sent to 5 other people, she sent the same email to 5 victims at one time. I called her minutes later to see what additional information she needed, she had me verify all of my personal information just as you normally would with any financial institution.
She then called me back and told me that my loan was approved, but it was approved as a secured loan due to my credit score. I then told her that I didnt own a home or any property to use a collateral, she then told me that all I would need to do to secure the loan is to purchase a life and disabilty insurance policy. She told me that I would be added to "their" insurance policy that way if I defaulted in the loan in anyway they could recover the money lent from the insurance co. I was then told that I needed 1180.00 for the insurance. Kelly then told me after they rec'd the money for the insurance, they would release the funds of the loan directly into my checking acct.
Later that day she emailed me the loan documents, everything seemed legit, I just didnt understand how she thought I was supposed to come up with $1,180.00 when I was in need of money as it was. After pondering the loan for one day I decided that I would somehow come up with the money because I really needed this loan. I called Kelly back and asked her how I was supposed to get the money to the company, she told me that I needed to send it to a lady by the name of Jessica Woods in British Columbia Surrey. She said that Jessica was the underwriter for the life insurance policy and would be responsible for releasing the fund into my account.
I felt a little weary about sending the money to an individual in Canada rather than a company. I questioned Kelly about that, she then told me that I was sending it to that one person because they were responsible for my file and getting the fund released.
I decided to so some research of my own. I did a google search on Vancouver Trust CO and damn if I didnt find the rip off report and some information on the WA state site for financial institutions. My intuitions were correct, I was so glad that I didnt send that money, else I would have been in a much worse situation than I am in now.
Although I hadnt sent any money to this company they did have All of my personal information, ssn, banking info, even copies of pay stubs. I immediately closed my checking acct and opened a new one, I contacted the credit bureaus and the FTC, I even forwarded the loan docs to the FTC and to phone busters in hopes of catching these scammers!!! They deserve to be hung dry!!! Thanks for nothing Kelly Tucker@ x84
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