I am 68 years old and yesterday received a bill from NCO claiming I owed them $14,186.17. $10,160.40 is for interest on a $5025.77 amount they claim I owed Chase Providian in 1992. I have never had an account with Chase Providian in my life. I filed for bankrupcy in 1992 and have the Discharge of Debtor letter but it does not list the account numbers or names. I suppose it may be possible Chase bought out a company listed under my bankrupcy. Now I have to pay at least $35 to get a copy of my bankrupcy papers and then I don't know if that will prove I don't owe this.
I feel this is a scam to get elderly people to send NCO money they don't owe. I am also sending a letter with copies to our New York State Attorney General Eliot Spitzer. Is it legal to hold onto an account for 13 years, sending no notices, and then add interest and threaten them with it? I am very upset with this. Thank you
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