Mark my husband as another victim. This company claims they purchased a debt from Chase Providian in the total amount of 7198.58 including interest. First of all is there actually a company called Chase Providian? Secondly, it seems the common thread for people who are getting this fake debtors letter is a bankrupcy being filed in the early 90's. And last I would like to hear from anybody who has actually gotten a response to their cease and desist letter or validation letter and did it work?
Can this company actually report a debt to the credit agencies that was never yours in the first place?
I went to www.acainternational.org and obtained the name of the Executive VP along with his personal phone number and fax number. Not only will I send my letters via certified mail but I plan on inundating his fax machine with it also!
I've already reported them to the FTC, I am awaiting the paperwork to complain to my states Attorney Generals office and on Monday I am calling the postal service.
So far I've only received th initial letter, I think they may have been trying to contact me by phone but I never responded because I thought it was a telemarketer.
I certainly hope this company gets what it deserves
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