Like others I was offered a gift for completing a survey. I was able to choose between earrings, pendant, or a watch. Nothing was said about any charges other than shipping. There was no information given to me about a time limit to return the item. Since then they have made 2 withdrawals from my banking account without my permission. On 4/19 the shipping charge came out of my account. On 5/3 a charge of $98.00 was withdrawn and again on 5/30 a charge of 49.00 was taken out of the account without permission.
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