I received a mailer from Gene Fulmer, regarding how to avoid foreclosure on my home. He told me his story that he was in the same situation and that this company Federal Housing Bureau helped him. I fell for his story and decided that, their program was legit. He charged me $1800 upfront but I was only able to make 2 $600 payments totalling th $1200. They told me that they would put my house in a revocable trust, which will delay foreclosure. I gave my family members names who I want to put in the trust. He pledge to me that the title of my home would not be affected. Everything he promised was a lie. My house was nearly foreclosed twice, if I did not find call the bank and found out the next sale date. That is how they get you to record a fraudulent deed. They faxed me paper work and told me to go down to the County recorders Office and file the deed that day or the house would be sold the next day. I did that twice. The next time the sale came up a Dr Beard who Gene Fulmer claims is the boss Told me he couldn't help me because when I contacted him on a Friday about my up coming sale that Monday, The recorders office was closed. He told me I needed to find a lawyer that weekend to file bankruptcy. Well I did, which delayed the sale that Monday. I found a program that was going to work with my bank to help me afford my home, but that was not possible because there were Four people on my title and my husband who was the co owner was not on the title. That is how I learned about a clouded title. I tried to contact Gene Fulmer to no avail. Once they got your title, he refuses to talk to you. He has a girl by the name given to me as Desiree tried to appease me on the phone. I was unable to save my home because of the clouded title. I ended up selling it short sale. The crocked bank sold my home for $180,000. Way below market value. That is what I paid for it 13 years ago. Plus I remodeled the interior and exterior. My home was appraised at $550,000 in and got talked into a refi, another fraudulent situation. Thank you for this website to warn other people of these scams out there. Oh the Realtor who handled the sale had to hire private investigators to find these people and had them sign off my title, they also had to pay a fee to this fraudulent company to fix my title. It has been a nightmare, I do not wish on anyone. Losing my home after owning it for 13 years because of fraud that could have been avoided is so wrong.in America there are too many loop holes in the law which allows crooks like Gene Fulmer to thrive on. I will not stop until I see him behind bars.
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