I refinanced with ameriquest. With the understanding that after a year my adjustable rate would be lowered. Yeh, right. The minium they would lower it too is 9.9% I was todley ripped-off because the loan office located @ their Queens, NY office. (Elmont, NY). Told me it would be lowerd to a very low rate like 5%.
Now I'm in foreclosure & don't know what to do. Thye offred to help me after the courts entered a foreclosure judgment against me! Now my hosue is up for auction.
Please people do not ever use them. Go to a more convietional bank. Like Chase, Bank of America ect.
Regards
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