My husband and I refinanced with Ameriquest. We originally asked for a 30 year fixed rate. We originally had a 30 year fixed 6% rate mortgage through wamu. Unfortunatley we had both been out of work due to medical reasons for several months and needed to refinance.
Ameriquest promised to give us a mortgage with our taxes, and homeowners insurance included. They LIED, we didn't find out until months later when we got the bills in the mail.
They also offered us a 30 VARIABLE rate 7% mortgage. When we explained that we ONLY wanted a 30 fixed, Ameriquest PROMISED us that we could refinance in a few months with them and they would be able to give us a 30 fixed rate of 5.5%. That was the only reason we took the mortgage. They told us that they were their own bank, and that they made up their own interest rate and could give us the 5.5% rate GUARANTEED!
When we tried to refinance with them, they stated that the could not refinance our mortgage. They LIED! My husband and I are now faceing intrest rates of 9%, have to pay our taxes and homeowners insurance seperatly.
I am very intersted in being contacted by anyone who has had a similar experience, and also by any lawyer willing to sue the pants of of these LIERS!
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