Complaint / Review
PNC Bank
Bill Pay less than desirable! - PNC Checking

When you order a Bill Pay from a bank, in essence you are paying the bill and using the bill pay as an online ledger, leaving you with your available balance. No matter if the bank has an agreed policy with the payee for electronic transfer, or if PNC pays by "their" check for you, the amount should be deducted immediately from your available balance, just as it would be if you wrote it in off your check book. But no, unlike many other banks, the funds are still shown available even though a check has been printed and sent to the payee. This is USELESS!