All I see is a lot of whining and complaining about fees. Solution: Grow up and take care of your financial matters. Fees are NOT charged to those of us who do not bounce checks, withdraw funds that you do not have, etc. If you don't have the money... DON'T spend the money. You should be grateful that someone covered your bogus checks to begin with! I've taken 6-8 small loans with this bank. All reported to my CB's and show never late, pays on time. I don't pay a monthly fee for banking because I enrolled in direct deposit. BEST BANK I HAVE EVER USED! I am sooooo impressed with the San Angelo, Texas location that I am minutes away from applying for a credit card with this bank. I've used this bank for 5 years, now!
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