Beware of Bill Me Later. They are just like Pay Day Loans! They fool people like myself by not being clear on their terms. It is deception/false advertising at it's best. I spoke to 4 reps about my concern and not one person could explain to me in detail how to go about taking advantage of their 6 Months No Payments No Interest til July terms. I read it over and over again just to make sure about the 6 months no payments. Ebay states to get this offer I have to spend $99 or more. Well, in 2 weeks I spent just under $500. So I received a bill for $16.74 in less than 2 weeks that's due on Dec 27th. I spoke and asked what this was and they told me I did not follow the term agreement! I said, "yes, I did because I spent more than $99." I was then told I was either supposed to buy 1 item for $99 or buy several items totaling up to $99 and paying for all items at the same time. I did get upset and without being disrespectful expressed that they need to word it like that on their terms and agreements. It says I have to purchase $99 or more and this is all it states!!! So now I am stuck wondering how I am going to pay for the items starting this month. Bill Me Later will ruin my credit.
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