I have been searching for health insurance for a couple of months and I had already been ripped off by 2 other so called " insurance companies" over the phone and the internet. So, when this insurance company called me on the phone I made sure that I told them that and asked them if they were a discount health plan. He could not believe what had happened to me and told me that they were not a discount health plan which as I found out is a lie. He got another agent on the phone and he told me about an open enrollment plan they have going on now and it was a group plan of 350 people and he could get me in that and that way all my pre-existing conditions could get covered just like they do when you are covered by an employer when they have a big group. This is how he got me unfortunately.
He also told me that there was no deductible, they paid 65% for X-rays, blood tests, hospitalization was pd-$1000 a day, $35 dr office visit, and they also gave you dental and vision insurance and that paid very well and I was looking for that too. He said the insurance was PPO so that means I could go anywhere for my doctors but they would send my paperwork in 7 to 10 business days. Well, when I looked them up on the internet I could not find them with the name he gave me which was Americans Insurance Consultants. Then I called the phone number they gave me and it answered as National Benefit Association. So I looked that up and right under it was this internet site and I could not believe that I had been scammed again!
I will be writing a letter to them also. This was too good to be true! I am never getting insurance over the internet or phone again unless I know them. I did cancell my credit card and thank god no charges were put on it fraudly. I hope something can happen to this business to close them down so this can stop happening.
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