USA Credit debited my account $149.95 on 6/21/06 when I repeatedly tried to cancel the account online. I realized unfortunately what a ripoff the account was after I entered my information. I did file a report with my bank and received a credit on 6/28. But I had over $200 in overdraft charges which the bank nor USA Credit would reimburse me. USA credit also credited me $149.95 on 6/29, but the bank immediately removed the funds on 7/3/06. Somehow, USA never received their funsds from the bank, the original credit from the bank was charged to USA credit. USA credit has been calling me daily to get the funds from the bank. Thrreatening me that my credit will be ruined. I have co-operated and stayed on the phone with USA credit and my bank for an hour at a time. This is a bank to bank error and should not involve me at all. I am tired of the harrassing phone calls and will also make a compalint to the BBB in Cleveland.
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